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Financing
Your Surgery

Many people worry about how to afford cosmetic surgery.  We understand that plastic surgery can be a significant financial investment, and we want to make the process as easy and stress-free as possible for our patients. That’s why we offer a range of financing options to help you afford the cosmetic procedures you desire. On this page, you’ll find information about our financing options with affordable monthly payments and how to apply for them. We are currently offering Alphaeon, Care Credit, and In-House Layaway.

Financing

Our Financing Options for your Surgery

ALPHAEON LOGO

Alphaeon - Pre-Qualify* without impacting your credit

Alphaeon is a financing company that offers a range of options to help you pay for your plastic surgery procedure. They offer 6-month interest-free loans for cosmetic surgery and flexible repayment terms. You can apply for financing through Alphaeon online, and approval decisions are typically made within a few days.

Care Credit - Healthcare Credit Card

CareCredit is a healthcare financing company that offers a range of financing options including the CareCredit healthcare credit card. They also offer 6-month interest-free loans, as well as payment plans with low monthly payments. You can apply through CareCredit’s website.

CareCredit
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Perfect for patients who ask themselves “How can I afford cosmetic surgery?”, our layaway plan allows our patients to pay for their procedure in installments over a period of time rather than paying the total amount upfront. With our in-house layaway plan, you can deposit payments on your procedure. The full amount needs to be paid 2 weeks before your surgery date. This option is for patients who are ready and committed to getting their best self revealed.

Frequently Asked Questions About Financing

Savings: Some save for years, setting aside money from their income or budget for the procedure.
Financing: Surgeons may offer payment plans for those who can’t afford to pay upfront.
Loans: Sometimes a personal loan with a favorable interest rate can be an option.
Layaway Plan: A layaway plan like the one offered at Illuum Cosmetic Surgery is perfect for those who want to make payments toward their surgery and you don’t have to pay interest.

Savings: Some save for years, setting aside money from their income or budget for the procedure.
Financing: Surgeons may offer payment plans for those who can’t afford to pay upfront.
Loans: Sometimes a personal loan with a favorable interest rate can be an option.
Layaway Plan: A layaway plan like the one offered at Illuum Cosmetic Surgery is perfect for those who want to make payments toward their surgery and you don’t have to pay interest.

Yes, cosmetic surgeries can be financed through payment plans, personal loans, or third-party medical financing like the ones offered here at Illuum Cosmetic Surgery.

The two best medical loans for cosmetic surgery include:
CareCredit: a healthcare credit card with low-interest rates and online application.
Alphaeon Credit: Alphaeon is a popular provider of cosmetic surgery financing due to its flexible terms and interest-free options.

A 20% pre-payment deposit is needed to secure your surgery date, and the total needs to be paid in full at least 2 weeks prior; no matter what your financial situation may be, we can work with you to find a financing option that meets your needs. If you have any questions about financing or other aspects of the plastic surgery process, please don’t hesitate to contact us.

Schedule a Consultation

Whether you’re seeking the expert guidance of Dr. Lakin or Dr. Ozolins, or have a clear idea of your needs, scheduling a consultation is the obvious and easy next step. Meet and sit down with one of Michigan’s premier plastic surgeons and start your journey into illuminating the best version of yourself.

*Not a final credit decision. Credit card offers are subject to credit approval.

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Katie Wells BSN, RN

Nurse Injector

She received her Bachelor of Science in Nursing from Michigan State University and worked as an operating room nurse at Michigan Medicine for 2 years before transitioning to aesthetics. She
received her certification as a Nurse Injector, and attended further training and certification through Allergan Medical Institute. She absolutely loves being a Nurse Injector and is very passionate about
combining medicine and the creativity and artistry of aesthetics in her practice. It is extremely important to her to remain educated and up to date with the newest and best treatments and injection techniques. Her goal as an Injector is that when you sit in her chair that you feel comfortable, fully educated on your procedure, and confident and happy in your results when we are done. She loves forming connections with her patients and feels truly honored to be a part of your journey to becoming your most confident self, inside and out! She is a great listener and looks forward to creating an individualized plan to meet each of her patient’s unique goals and desires. Some of her favorite treatments include lip filler, Botox, and midface/cheek filler (but there is so much more!). When she is not injecting, you can find her trying new recipes, spending time with family, working out, gardening, or taking a long walk with her dog.

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Heidi Winkler BSN, RN

Director of Nursing & Surgical Services Leadership

Heidi’s goal is to ensure every patient has a positive experience and is satisfied with the high quality of service provided by our clinical staff. Her passion as a caregiver is to impact each person’s life in a positive way.

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Tonya Gilbert BSN, RN

PACU Nurse

Tonya has been a registered nurse for 15 years. She earned her BSN at the University of Michigan. Go Blue!

She started her career as a trauma RN in Detroit. She has been working as a recovery RN for the past 8 years. She loves being part of a team that makes a difference in people’s lives. 

Her passions include lounging with her fur babies, family, and friends, traveling, crunching, and recycling. 

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